Ripple wallet

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You manage your ripple (XRP), in a wallet of your choice.  We make sure that the process of buying and selling XRP is safe and reliable. That's is the beauty of cryptocurrency: you are your own bank!

Everything about creating a ripple wallet and finding your ripple receiving address:

  • What’s a ripple wallet and a ripple receiving address?
  • Which ripple wallet should I choose?
  • How do I create a ripple wallet?
  • Safety and backup
  • How do I send or receive ripple?
  • Summary

What’s a ripple wallet?

A ripple wallet is similar to a digital bank account. Here you can send, receive, and manage your XRP. You can use our platform to buy or sell XRP, but we don’t manage them for you. You do this yourself in your ripple wallet. Most wallets support a single coin, but there’s an increasing number of wallets that support multiple types of coins.

Looking for a wallet to keep your XRP safe? We recommend Exodus

What’s a ripple receiving address?

Each wallet has its own unique receiving address. This is a sequence of numbers and letters, and always begins with an ‘r’.

A receiving address is similar to a bank account number. When you want to send XRP, you send them to the receiving address of the recipient. When you’d like to receive ripple, you provide the sender with your own receiving address.

This is an example of a ripple address: r3zoZyFMEPA5GuGt2G9jWH2scZCFiuVqi2. A common question is how to get a ripple address. In order to get one you first need to create a ripple wallet.

Which ripple wallet should I choose?

There is a great number of different wallets to choose from. Which wallet you should choose depends on several factors. Have you just started trading in cryptocurrencies, or are you more experienced? Would you like to buy a small amount, or invest a large sum?

Creating a ripple wallet is simple. There are roughly three types of wallets: online wallets, software wallets, and hardware wallets. Online and software wallets are often free. Each type has multiple providers, and each wallet has its own characteristics with regard to things like ease of use and safety.

In the overview below you can see which wallet is suitable for your situation.

Online wallet: XRP


  • Very user-friendly
  • Free of charge
  • Low maintenance
  • 2-FA option to secure the wallet
  • Private key is saved online. Be careful with amounts over 500 euros

Software wallet

  • Supports multiple coins
  • Private key is saved slightly more secure on computer instead of online
  • Does not have 2-FA option to secure the wallet
  • Desktop only

Hardware wallet

Ledger Nano S

  • Safest wallet
  • Supports multiple coins
  • Offline storage of your private key
  • Not very user-friendly
  • Needs to be updated (manually) once in a while

How do I create a ripple wallet?

There are several options for managing your XRP. Each type of wallet has its own characteristics and is different in terms of usability and safety. For example, there are online wallets, software wallets, and hardware wallets. Which wallet you choose depends on what you want to use XRP for, and what your buying needs are.

A hardware wallet like Ledger Nano S is the safest option to manage your coins. Are you still trying everything out with a relatively small amount? Then perhaps an online wallet is recommended to begin with. For this instruction we use to create an online XRP wallet. It’s free and very simple! We also added a video for Exodus in the beginning of this article.

Step 1: Register with Gatehub

Before you can create an XRP wallet at Gatehub, you must create a ripple account on their website. In this step-by-step guide we explain how to do this:

  1. Go to and click ‘Sign Up’ in the upper right corner.
  2. Enter your email address and choose a strong password.
  3. You will immediately receive a recovery seed. Write this down on paper and store it in a safe place! With this recovery seed you can always access your wallet, even if you’ve lost your password.
  4. You will receive an email from Gatehub. Click the ‘Activate Account’ button.

Step 2: Log in for the first time

You have now gone through the first steps of registering. Now you can log into your Gatehub wallet!

  1. Enter your email address and password.
  2. Choose whether you want to create a wallet as an individual or as a company.
  3. Choose your country and enter your phone number. You will receive an SMS for confirmation.
  4. The following steps are optional. We recommend to activate the 2-FA security- you’ll need the Google Authenticator app for that.

Step 3: Find your receiving address

A common question is how to get a ripple address. To receive ripple you need a receiving address. You can easily find this in the Gatehub wallet.

  1. Log in at Gatehub.
  2. Click 'Wallet' on the left side of the bar.
  3. You can find the receiving address under 'Wallet Address'. A ripple receiving address always starts with a ‘r’. This is an example: r3zoZyFMEPA5GuGt2G9jWH2scZCFiuVqi2.

When you copy the receiving address from your wallet and paste it on the order form at BTC Direct, we’ll know where to send the coins to. Are you sending the coins to your own wallet? Then it’s not necessary to enter a destination tag.

Are you sending the coins directly to an exchange? Then it is required to enter a destination tag, otherwise we won’t be able to send the coins.

Safety and backup

Just like your regular wallet, it’s important to keep your digital wallet safe. If your wallet isn’t properly secured, hackers might be able to access your wallet and steal your coins. A hardware wallet is always the safest choice.

Contrary to a software wallet or an online wallet, a hardware wallet isn’t in constant connection to the internet. Software wallets and online wallets are therefore more vulnerable to being compromised. However, you can prevent this by making sure your wallet is secured.

Have you created a wallet at Gatehub? Don’t save your password on your computer, instead make sure to remember it or write it down on paper. The same goes for your recovery key. When you’ve created a Gatehub wallet, you’ll be shown a sequence random words and numbers.

This is your recovery key and it acts as a backup password. Make sure to write it down with pen and paper. Store it safely and don’t share it with anyone. Don’t store your recovery key digitally, for example in a Word file. If your computer is compromised, someone has access to your wallet with your recovery key.

These tips also apply when you’re using a different wallet.

How do I send or receive ripple?

To receive XRP, place an order at BTC Direct. Copy the receiving address from your wallet and paste it on the order form.

Click the 'Send' button in your wallet. Next, you can enter the ripple receiving address of the recipient and indicate how much XRP you would like to send. Always copy and paste the address. Don’t write or type the address. This lowers the risk of making an error.

To manage the amount of XRP transactions and registered wallets, the company behind ripple decided that there must be a minimum of 20 XRP in your wallet to be able to make a transaction. At the bottom of the page you can see the transaction fee and how much XRP you still have left in your wallet.

Let today be your first day in the world of crypto. Get started with buying your first ripple by clicking this button:

Get started buying ripple


You need a wallet in order to send, receive, and manage your ripple. Wallets come in all kinds of shapes and sizes. An online wallet like Gatehub is recommended for beginners, registering is quite simple and free of charge. When you’re interested in investing larger amounts then it would be wise to purchase a hardware wallet like Ledger Nano S.

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